My spouse’s employer also offers FSAs. How does this affect my FSA accounts with Navia?

The Health Care FSA and Limited Health Care FSA are unaffected. Both you and your spouse could contribute the maximum to the plan and each FSA can cover both of your expenses. For example, if you both elected for $2550 in each FSA, you would have a total of $5100 FSA dollars available.

The Day Care FSA is a $5000 calendar year household maximum allowing you to set aside funds based on the following guidelines:

• $5,000 if you are married filing jointly,
• $5,000 if you are single, or
• $2,500 if you are married filing separately

If you each have a Day Care FSA, be sure to follow the guidelines above and not exceed a $5000 election in a calendar year.